Tenth Annual Forum
Featuring a Keynote from Michael Kitces, MSFS, MTAX, CFP, CLU, ChFC, RHU, REBC, CASL
August 13, 2026
Forum Real Estate Group
240 Saint Paul St., Ste 400
Denver, CO 80206
7:30 am - 3:30 pm
Followed by a Happy Hour
Earn Continuing Education Credits
In-Person Program only
KEYNOTE SESSIONS
Michael Kitces - Session 1: Tax Efficient Withdrawl Strategies in Retirement 
The traditional approach to liquidations in retirement is very straightforward: spend taxable dollars first, and let tax-deferred retirement accounts keep growing, because "no one" wants to pay taxes any sooner than they have to! Except the reality is that there really is such thing as "too much" tax-deferred compounding growth, which makes future retirement distributions so large it drives the retiree into higher tax brackets and results in less wealth! In this session, we explore a more effective tax-efficient withdrawal approach of equalizing tax brackets throughout life, by mixing together taxable, tax-deferred, and tax-free accounts over time, and leveraging strategies like systematic partial Roth conversions and even capital gains harvesting to smooth out tax brackets from year to year and reduce cumulative taxation throughout retirement!
Session 2: The Four Factors That Really Drive Advicer Productivity
As advisory firms grow and add clients, they inevitably reach capacity limitations, because a financial advisor just only has so much time to provide advice and service to clients before they just run out of hours in the day or week, and have to hire more advisor talent. Yet given the cost of advisor talent, advisory firms first and foremost try to lift the productivity of their existing advisors to first generate more with the team they've got. In practice, though, firms often don't focus in the right places to actually generate those productivity lifts. In this session, Chief Financial Planning Nerd Michael Kitces of Kitces Research will share their latest findings on the four factors that really drive the productivity of advicecentric firms, including the impact of team leverage, face-time with clients, the affluence of the firm's clientele, and the pricing confidence of the advisors themselves... and in the process, will show how the prevailing focus on AdvisorTech actually plays a remarkably small role in advisor productivity, once advisory firms get the four "big" things right!
Julia Sewell - Stop Selling. Start Serving: What Women Really Want from Financial Advisors
Breakout sessions
Ben Low, Darren Fisk & Grant Turner - From Property to Portfolio: The 721 UPREIT as an Estate Planning Tool
For clients with highly appreciated investment real estate, the tax bill at sale can be the single biggest obstacle to portfolio diversification and estate planning. This session goes beyond the basics of the 1031 exchange to explore how the 721 UPREIT -a lesser-known but powerful structure- can help advisors move clients from active property ownership into institutional real estate while deferring capital gains taxes, simplifying estate transfer, and eliminating the landlord burden. Forum Investment Group's exchange specialists will walk through real client profiles, common ownership complications, and the key questions advisors should be asking before a property goes to market.
Nick Arndt - IRAs: Goldmine or Minefield
The IRA rollover stands as a principal business frontier in our time as rollovers represent the vast majority of IRA asset growth. The true hurdle, however, is familiarity with the intricate web of rules and regulations that dictate these transactions. Within this presentation, we not only furnish you with a comprehensive view of pivotal IRA protocols, but we also unveil the art of harnessing this knowledge. Discover how to attract individuals' eligible rollover assets, illustrate the advantages of partnering with a seasoned financial professional, and employ the power of personalized guidance to outshine the competition.
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Jay Sforza & Aaron Pratt - Structured Notes in Today's Capital Markets
This session will provide advisors with a practical introduction and deeper dive into the structured notes market. We'll explore how these investments are constructed, the problems they are designed to solve, where they may fit within a client portfolio, and how advisors are incorporating structured note strategies into their practices. Advisors will leave with a foundational understanding of the asset class and a framework for evaluating when structured notes may be appropriate.
Social Security is an essential component of the retirement planning process, with millions of Americans currently receiving some form of Social Security benefit. And while the appropriate filing strategies are unique to the individual circumstances of each client, understanding how to address a handful of key questions can go a long way toward helping them make informed decisions. In this seminar we will aim to unpack the most impactful Social Security questions facing retirees today.
IAR CE Disclaimer: NASAA does not endorse any particular provider of CE courses. The content of the course and any views expressed are my/our own and do not necessarily reflect the views of NASAA or any of its member jurisdictions.
